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Credit, debt and arrears

15 phrasesAbout 4 min

Saved on this device only.

How it works

  1. 1Listen, then say it

  2. 2Tap for the meaningClick for the meaning

  3. 3Knew it or Repeat later

Then a quick check of 5 questions. Repeat later brings a phrase back at the end and tomorrow.

You'll practise

  • I've got no credit history in the UK
  • Is that a soft search or a hard search?
  • Can I see my credit file?
  • Am I eligible to go on the electoral roll?
  • I'm thinking of getting a credit builder card
  • Does buy now pay later affect my credit?
  • I'm in my overdraft
  • I'm in arrears with my council tax
  • Can we set up a payment plan?
  • I can only afford £40 a month
  • Which of these are priority debts?
  • Is this a debt collector or an enforcement agent?
  • I'd like to apply for Breathing Space
  • I need free debt advice
  • Could you refer me to a food bank?

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